Unify your core, loan, transaction, and card data into a single powerful view of your member across all of their accounts, services, and products.
Get the member analytics solutions that you need to better serve your member, whether that's in the branch, through the call center, or online.
15-minute walkthrough · Built for credit unions & banks · No obligation

A 360° profile pulled from every system you run including core, loans, cards, transactions, & more.
Workbenches, member targeting, and cross-sell tools for every team and department.
Use ArkaIQ to ask plain-language questions about your members to get fast answers in minutes.
Member analytics is the practice of combining data from a credit union or bank's core, digital banking, loan, and card systems into a unified view of each member or customer. It's used to understand engagement, identify at-risk relationships, and surface cross-sell opportunities. Arkalytics delivers member analytics through a governed data lakehouse for credit unions.
Core banking, digital banking, loan origination, and card processing systems each hold a piece of the story, but none of them talk to each other.
The core shows balances, digital banking shows engagement, the loan system shows credit history, but nothing connects them into one member record.
Analysts export and manually join spreadsheets from multiple systems just to answer a basic question about member behavior.

Member at a glance brings account activity, product holdings, digital engagement, loan history, and service interactions together into a single dashboard — a true 360° view of each member, without opening a second system.
Analysts, marketers, and frontline teams each need something different from the same unified member data.
Slice and dice across every member data source, no SQL required. Self-service analytics built for workers that need answers today, not a ticket in a queue.
Build accurate marketing lists in minutes, not days. Filter and segment members across every connected system to reach exactly the right audience at the right time.
See the account types a member has, and doesn't have. Surface the next-best product recommendation automatically, backed by the full relationship history.
ArkaIQ is an AI assistant built directly on top of your governed data foundation. Frontline staff, analysts, and leadership can ask plain-language questions about members, accounts, and trends and get accurate answers in a fraction of the time it takes to build a report.

Member analytics helps credit unions understand the full financial health of an individual member. Identify needs and behaviors, enabling timely, relevant offers and early intervention when a member shows signs of leaving.
It also supports sustainable growth, risk detection, and operational efficiency which lets smaller institutions compete with larger banks and fintechs on personalization despite tighter budgets. It helps credit unions prove they're fulfilling their member-first mission with data, which matters for both board reporting and regulatory compliance.
Arkalytics is built on an enterprise data lakehouse that ingests and organizes data from your core, digital banking, loan, and card systems into logical subject areas (such as Members, Loans, Cards, Transactions, etc.). Member analytics is one of the outcomes of that unified, governed foundation.
Member at a Glance is designed for branch, call center, and other service staff as well as analysts. It presents a full member profile in one dashboard.
ArkaIQ is an AI assistant that lets your team ask plain-language questions about members and accounts and get answers directly from your governed data foundation, without waiting on a custom report.
No. Arkalytics integrates with your existing core, digital banking, loan, and card systems. It adds a unified analytics layer on top rather than replacing systems you already run.
Equip your credit union data analytics team with the tools and expertise necessary to better understand your members. Measure your financials, loan portfolio health, and the impact you make in your community.
Learn More →
Expand your data analytics capabilities beyond standard financial reporting. Monitor and clean up dirty data, analyze customer ACH transactions, and explore our full suite of self-service workbenches.
Learn More →